INOFIN INCORPORATED PRIVATE POLICY

How We Use and Protect Nonpublic Personal Information

Because you are a valued Inofin customer, protecting your privacy is important to us. We value your trust and we want you to understand what information we collect, how we protect it, and how we use it. We treat nonpublic personal information that identifies you with respect and in accordance with this Privacy Policy.

This Privacy Policy applies to consumer automobile retail installment sales, which are established for personal, family or household purposes (“Accounts”) and owned or serviced by Inofin Incorporated (“we” or “us”).

Information We Collect – We collect information about you and co-applicants to help identify you, to evaluate your application, and to service and manage your Account. We collect this information from a number of sources, including the following:

• Information provided by you (such as applications), including identifying information such as address, telephone numbers, e-mail address, social security number, date of birth, personal bank account information and credit information such as income and employment.
• Information obtained through your transactions and relationships with us and others, such as balances, payments, payment method, and information provided on customer service and collection calls.
• Information provided by credit bureaus and similar companies, including your account and payment history with other creditors.
• Information obtained online, including from “cookies” (small pieces of data stored by your internet browser on your computer (or other technology that may be used to remember passwords for you, to help us track your web site usage, and to provide you with customized content, among other things).

Information We Share with Others

• We may provide information to other companies in the Inofin Dealer Member family that relates to our experiences or transactions with you or your Account; for example, Account balances, payment history and some identifying information such as name and address.
• We do not disclose nonpublic personal information about our customers or former customers to anyone else, except as permitted by law. For example, we provide such information to companies (including our affiliates) we have hired to assist us in servicing Accounts, like preparing billing statements and other documents, collecting Accounts, and responding to customer inquiries. We may report Account information, such as balance and payment information, to credit bureaus. We will also provide such information to the owners of Accounts we service. In addition, we may buy and sell assets, lines of business and/or Accounts; when this occurs, nonpublic personal information generally is disclosed to bidders and is one of the transferred business assets.

Our Security Procedures – The security of customer information is important to us and we take a number of steps to safeguard it. We limit access to personal and Account information to those employees and agents who assist us in providing products and services to you and servicing your Account. We maintain physical, electronic, and procedural safeguards that comply with applicable federal standards to guard nonpublic personal information about you.

Your Access to Information – We provide you access to information about your Account in several ways. For example, we may send you billing and/or Account statements that contain Account information. You may also contact us if you have questions about your Account, you think your bill is incorrect or if you believe we have reported inaccurate information about you to a credit bureau. You can contact us by writing to us at Inofin Incorporated, 55 Accord Park Drive, Rockland, MA 02370.